Employers' Liability.

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Employers’ Liability Insurance

If you employ staff, you are responsible for their health and safety. Because of this, it is a legal requirement to have Employers’ Liability (EL) insurance in place. This would normally be in addition to any overarching commercial insurance you have, and not as a stand-alone policy.

An EL policy covers all injuries that happen to an employee immediately or develop over time, resulting from their work. A claim can be made whilst your employee works for you, or even after they’ve left your employment and symptoms manifest after a period of months. Should a dispute go to court, your EL insurance also protects you against compensation and legal fees.

For specialist advice, call us on
+44 (0) 203 675 0919 or email support@ami-specialty.com